Living Below Your Means Archives

Man People Spend a Lot of Cash Going Out to Eat

It seems everywhere I turn, people are constantly going out to eat. The majority of our co-workers, family, and friends are eating out at an alarming rate … in my opinion. I’m all for living the way you want to live your life. So who am I to question if other people want to spend […]

The Cost of Owning Cars

If you want to get serious about building wealth and saving money … then you will need to focus on the big stuff. Sure cutting back on things like cable television and eating out less are great, but those savings can only go so far. The real benefits come from large expenses like housing and […]

Pay Yourself First – When You Cut Monthly Spending

If you happened to have read our retirement investing strategy post for this year, then you already know we have set some lofty goals. For example, we are contributing $6,000 to my pension, planning to add another $5,500 to a spousal Roth IRA, and another $5,300 to my Roth IRA. All of that is in […]

How Much Does It Really Cost to Own a Home?

One of my biggest financial mistakes was buying a home that was too big for our family. Well, actually my wife and I buying a home that was too big. We purchased our house almost 10 years ago, by taking out a 30 year fixed rate loan. After about 2 years of owning our home, […]

Why You Should Always Buy a House Well Below Your Means

The Opportunity Cost of Buying a House that is Just Too Big

This article was written for my 3 children to hopefully read someday when they are starting down their road to financial independence. It is also for anyone out there that may be thinking of buying their first home. I am of the opinion that there are plenty of benefits of owning your home … as […]

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