Why Are People Afraid of Dividend Stock Investing?

When it comes to the financial independence community, I feel that investing in dividend stocks (as opposed to index funds) gets a bad rap. Too often I hear complaints that earning dividend income is not worth it because of the tax implications. Some of those concerns are certainly valid. For example, an individual who doesn’t […]

Continue Reading

How We Plan to Save $45,000 Next Year

As we head into the final stretch of 2018 … it is now time to start making plans for 2019 and our personal finances. This year (2018) was the first time ever that my wife and I fully optimized our income to reduce our federal taxes. Based on current tax laws, we were able to […]

Continue Reading