Can you add a minor as an authorized user on a credit card? I can’t speak for every credit card company or circumstance, but YES, you should be able to add a minor (your child) as an authorized user. This is exactly what my wife and I did several years ago with our oldest child. […]
Continue ReadingHaving good credit can have many huge benefits when it comes to your family’s personal finances. For example, both my wife and I have very good credit scores. This has helped us get the best available mortgage interest rates two different times when we have purchased our homes. We’ve also been able to easily secure […]
Continue ReadingFor most of my adult life, I have had good credit. To be honest, I can’t ever remember my credit score ever being below 760 … although I never kept detailed records.I’m not saying this to brag. But there are a lot of benefits to having good credit. For example, my wife and I have […]
Continue ReadingI recently had an issue with my credit score dropping by a lot … almost overnight. In less than 2 months time, two of my credit scores both dropped by 40 points!Before I get too worried about this huge drop … I wanted to point out a few things. First, at this time in my life […]
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