How We are Growing Our Net Worth – January 2019

How to Calculate Your Household Savings Rate

If you follow any financial independence blogs or podcasts … a resounding theme is to save a lot more than you spend. Some bloggers call it “growing the gap” … which basically means increasing your income while lowering your expenses. Everything leftover would be considered savings. In order to reach financial independence one day in […]

How Much Dividend Income Did We Earn in January 2019?

It is crazy to think we are already one full month into 2019! Just a couple weeks ago I published our record breaking December dividend income. Then a few days later the 2018 dividend results were published that were even better. Now into the new year, I’m very excited to see our dividend income portfolio […]

How to Hack Your W2 Paycheck One Month at a Time

Early last year (2018) … my wife and I made a choice to start hacking my paycheck. You may be asking what does that exactly mean? Well, it means we are using the many tools we have available to optimize our income. For example, after reviewing the most recent tax code back then … we […]

What Is the True Cost of Owning a Car in 2018?

After paying for housing, our next largest monthly expense comes from transportation. Not only do we have car payments (just like most Americans), but there are plenty of other expenses tied to transportation each month. The makes the true cost of owning a car a lot higher than what it may seem. For those interested […]