Dividend Income – January 2015

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Happy New Year! After a succesful 2014 building my dividend income, I am excited to start a brand new year with new goals. Just last year I earned $967.12 in dividend income and I plan to increase that amount in 2015.

No matter what direction the stock market takes this coming year, I plan to continue to invest new money into dividend stocks. As long as I am carefully screening the stocks I buy, I am not worried about short term market changes.

Here are my results for January, 2015 –

2015 January Dividend Income Results

During the first month of this year, I earned my highest dividend income ever for the month of January. Not that this was any suprise, but it is nice to compare what dividend income I earned during the month of January the past couple of years. It helps me see that all my hard work and dedication are paying off.

Here are my dividend income earnings for the month of January from the past 3 years –

  • January 2012 – $11.29
  • January 2013 – $24.74
  • January 2014 – $70.11

January 2015 Dividend Income – $85.44

Just 3 short years ago I barely earned $10 a month in dividend income. Now I am closing in on $100 for January!

Note – All of my dividends I currently receive are reinvested into new shares of the same stock using DRiP – except those purchased through my LOYAL3 account.

Here is the breakdown of dividend income (by stock) in January, along with the number of new shares added from DRiP –

  • Cincinnati Financial (CINF) – $31.49 (.62 shares)
  • Dr Pepper Snapple Group (DPS) – $0.15 (LOYAL3 – No DRiP)
  • Kraft Foods Group (KRFT) – $0.24 (.004 shares)
  • Lockheed Martin (LMT) – $40.91 (.21 shares)
  • Sysco Corporation (SYY) – $8.90 (.22 shares)
  • WalMart (WMT) – $3.75 (LOYAL3 – No DRiP)

New Capital Invested in January

Here are the new investments I made in January –

  • $50 automatic investment in Kellogg Company (K) – .73 shares
  • $50 automatic investment in Microsoft (MSFT) – 1.06 shares
  • $50 automatic investment in Unilever (UL) – 1.20 shares
  • $50 automatic investment in Verizon (VZ) – 1.07 shares
  • $25 automatic investment in WalMart (WMT) – .28 shares
  • 250 automatic investment in Exxon Mobile (XOM) – 2.75 shares

During January, I continued my $50 monthly investments in Kellogg Company (K) , Microsoft (MSFT), Unilever (UL), and Verizon (VZ). All of these autoamted investments were made through my LOYAL3 account, with the exception of Verizon (Computershare).

I decided to drop my Coca-Cola (KO) and McDonald’s (MCD) automated investments to focus on other more attractive stocks.

I also decreased my WalMart automated investments from $50 to $25.

Finally, I kept my $250 monthly investment of Exxon Mobile (XOM) that same. However, as the oil stocks continue to get hit, I may eventually increase my monthly investments in this stock.

Note – Each one of my automated investments was made through LOYAL3 – except for Exxon Mobile and Verizon where I used Computershare.

The total amount of new capital invested in January was – $475.

Here are my new investment totals for the year –

  • January Investments – $475.00

New 2015 Investments – $475.00

Final Thoughts

The dividend income earned in January ($85.44) from 6 stocks is certainly not my highest month on record. However, it was my highest January month ever and my 3-month rolling average continues to increase. As long as my monthly average is increasing, I know that I am growing my portfolio.

The average of the past 3 months makes it easier to track month to month totals. During January, I was able to raise my 3 month rolling average to $91.81, which was an increase of $2.09.

It looks like by the end of the year, I should be averaging at least $100 per month in dividend income.

My total dividend income earned for 2014 (January) is – $85.44

Full Disclosure – At the time of this writing, I owned shares in the following stocks noted in this post – CINF, DPS, K, KRFT, LMT, MSFT, SYY, UL, VZ, WMT and XOM. The material above is not a recommendation to buy. Please do your own research on a company before deciding to invest.

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