Did We Really Have a Federal Tax Bill of $0 in 2018?
Now that our income tax returns have been filed for 2018 (both federal and state), I wanted to share a brief follow up about our results. Almost exactly one year ago, I published an article called – How Tax Optimization Will Save Us Thousands of Dollars as Our Income Grows. In this article I shared […]
Continue ReadingHow to Hack Your W2 Paycheck One Month at a Time
Early last year (2018) … my wife and I made a choice to start hacking my paycheck. You may be asking what does that exactly mean? Well, it means we are using the many tools we have available to optimize our income. For example, after reviewing the most recent tax code back then … we […]
Continue ReadingHow to Pay $0 in Taxes in 2019
This past year … one of the best ways our family was able to save money may surprise you. It wasn’t by cutting our cable … which we did years ago. And it wasn’t by selling our cars that cost us a bunch of money every month to drive. Did we finally decide to downsize […]
Continue ReadingHow to Calculate Your 2019 FREE Money
Our family is on pace this year to save an extra $3,000 … or possibly more. No we didn’t sell our house that is too big. Nor did we sell our cars that cost us a bunch of money every year. We didn’t cut cable or our cell phones either. Those are all great options […]
Continue ReadingHow We Plan to Save $45,000 Next Year
As we head into the final stretch of 2018 … it is now time to start making plans for 2019 and our personal finances. This year (2018) was the first time ever that my wife and I fully optimized our income to reduce our federal taxes. Based on current tax laws, we were able to […]
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